What Is Obama Affordable Care Act?

The Affordable Care Act (ACA), officially called The Patient Protection and Affordable Care Act (PPACA) and sometimes called Obama Care, is a US law that reforms both the healthcare and health insurance industries in America. The law increases the quality, availability, and affordability of private and public health insurance to over 44 million uninsured Americans through its many provisions, which include new regulations, taxes, mandates, and subsidies.

The law also works to curb the growth in healthcare spending in the US, which has been rising at an unsustainable rate, among other things. Obama Care is the unofficial name for the Patient Protection and Affordable Care Act (PPACA), although it has sometimes called the Affordable Care Act (ACA) for short.